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四個方法節省大學開支
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September 20, 2010 by HelloUS
四個方法節省大學開支


§ 原創翻譯:Hello US § http://www.HelloUS.com
該怎麼降低在大學時花費的費用?最好的方法就是在選擇學校時要挑好學校,幫助你的孩子尋找擁有並提供最優渥的學雜費或其他費用補助的學校。

此外這裡另外提供其他可以降低成本的方法,下面共有四點:

1. 將汽車留在家裡:
如果你的孩子不將車子帶到學校去開,你將可以省下許多錢。包括汽油費、定期維修費用……將會省下許多費用。
此外,很多家長都不知道,其實你還可以繼續保存在孩子上大學前的汽車保險。通常當你的孩子上大學或搬離開家時,你的保險員會詢問你要不要退掉小孩的保險費。建議是不要將保險給退掉。下面舉個例子:在凱薩琳這大學四年期間,她的保險我仍沒退掉,直到今年凱薩琳畢業回家住時,我的保險員告知我,將可以提供我一年的保險費用免費優惠。

2. 成為宿舍管理委員:
在很貴的學費底下,我們可以用一種很特殊的方法來節省食宿費用。宿舍委員可以確保學生的安全外,還可以當學生遇到麻煩時的傳聲筒。若是你有興趣在RA這個位置時,找出當時學校並去申請。申請資格需要是大二、大三的學生去申請。

3. 節省醫療服務:
健康保險費用可將一個家庭的預算整個給壓垮阿!這就是為什麼家長們必須思考為他們在大學上課的孩子選擇一個最好的醫療保險。根據eHealthInsurance指出,當孩子已經上大學時,雙親的健康計畫中的保險項目永遠不會最具有節省效果的。
那麼問題是出在哪裡呢?許多保險公司當學生和家人一起保險時,將會提供最高級的護理服務、更好的醫生和醫院供保戶選擇。
學校提供的保險,有時候或許是最好的選擇,但是保險公司可能提出最低保額必須要50000元。最近新的聯邦政策已經通過,並允許已經成年子女可以留在父母的醫療保險之下,直到26歲。

4. 節省電話費:
在大學時同學間的聯繫可能需要架構在高電話費底下。現在google語音系統提供了最新的免費國內電話服務,你只需要一個gmail帳號就可以使用了。此外,若您的孩子在國外留學,那麼海外使用google語音通話系統,通常只需要US$2 一分鐘。
還有另外一個選擇是使用skype,另一位使用者就是使用skype來與他在巴塞隆納就讀大學三年級的女兒連繫,skype好處是除了可以聽到女兒的聲音外,還可以使用電腦螢幕看到女兒的近況。
§ 原創翻譯:Hello US § http://www.HelloUS.com
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4 More Ways to Cut College Costs
September 14, 2010 12:13 PM ET

How can you cut college costs? I recently wrote about some ways to cut the cost of college.
The best way to save money on college is to pick schools that will provide your child with the most generous financial aid packages. There are, however, other ways to shrink costs. Here are four more of my favorites:

1. Keep the car at home. You can save a lot of money if your child doesn't bring a car to campus. The gas bill disappears and so does the maintenance costs.
What fewer parents realize is that you can also save big on the student's car insurance. If your child heads off to college without a car ask your insurer if it will eliminate your child's portion of the insurance premium while he or she is gone. I've done this with my daughter Caitlin, who is a college senior. Even better, when Caitlin is home from school, our insurer allows her four 30-day waivers a year, so we've saved even more.

2. Become a residential adviser. This is a wonderful way to eliminate room and board costs, which at some state schools exceeds the price of the tuition. Residential advisers live in dorms and are responsible for making sure students on their floors are behaving themselves. They can also be a sounding board for students who are experiencing troubles. When my daughter was an RA, she quickly concluded that this was one of best jobs on campus.
If you're interested in an RA position, find out when your school is accepting applications. Typically students who will be at least sophomores in the next school year are eligible.

3. Save on healthcare. Health insurance costs can kill a household budget, which is why parents should explore what their best healthcare options are for their college students. According to eHealthInsurance, parents' health plans won't always be the best and most economical coverage when a child is attending college.
So what's the problem? Many insurers only provide the highest level of care when a student uses a family's network of preferred doctors and hospitals.
School-sponsored plans can sometimes be the best option, but some insurers limit coverage to as little as $50,000 per condition. In some situations, the best option will be an individual policy for the student if he or she has no pre-existing medical conditions.
If you haven't already heard, the new federal health care overhaul does allow adult children to stay on parents' health insurance policies until age 26.

4. Talk cheap. There's no reason why you need to rack up phone bills to keep in touch with your college student. Google Voice provides the newest free domestic phone service and all you need is a Gmail account to take advantage of it. If your child is studying abroad, overseas calls using Google Voice are usually just 2 cents a minute to landlines.
Another older alternative is Skype, which I used regularly when my daughter was studying at the University of Barcelona for her junior year. The reception was as clear as a domestic call and while I was chatting with her on my computer, I also got to enjoy seeing her on my computer screen.

資料來源
September 21, 2010 by stitch
Skype is really a good tool to use.

you can call friends to discuss homework.

you can also call parents.

or it is useful for classmates to have meeting~

Being TA would be a good idea.

but it needs chances~~~
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